How To Get an Eviction Off Your Record: 6 Steps

If you’ve ever been evicted , looking for a new place to live can be intimidating. You may wonder how to get an eviction off your record, or whether it’s even possible to have an eviction expunged.

The good news is that while renting after an eviction is challenging, it’s not impossible. When you need a place to live but you have an eviction on your record, knowing where you stand and what information appears on your rental history can help you correct inaccuracies or even remove the eviction altogether.

How to find out if you have an eviction on record

Eviction is a legal process a property manager can use to remove a tenant. The process creates a public record of the eviction. There are two places you can check to find if you have an eviction on your record: a tenant screening report and your credit report.

There are a variety of reasons people get evicted, but no matter why you were evicted, the record of your eviction will appear on tenant screening reports and background checks. You can request a copy of your report from a tenant screening agency. If you’re apartment hunting, ask the property manager what screening agency they use and start there.

Your credit report is different from a tenant screening report. Credit bureaus collect information on your debts and payment history. So let’s bust a common myth: the public record of your eviction won’t appear on your credit report. But if you were evicted for non-payment of rent or fees and you have outstanding debt, the property manager may turn your debt over to a collection agency. Collections activity will show up on your credit report within 30 to 60 days. You can request a free credit report from all three nationwide credit reporting agencies once every 12 months, so be sure to check yours regularly to keep track of your credit activity.

If you’ve been rejected for a rental due to an adverse action on your credit report or renter screening report, the Fair Credit Reporting Act requires the property manager to let you know what negative action appeared on your report and provide the contact information for the reporting agency. If you’ve been turned down because of something that appeared on a company’s report, whether it’s a credit bureau or a tenant screening agency, you’re legally entitled to a free report from them.

How to get an eviction off your record

Getting an eviction off your record isn’t an easy feat. But getting your record cleared will open more doors — literally!

1. If you believe you were wrongfully evicted, take it to court

2. Pay (or settle) your rental debts

If you have legitimate outstanding balances related to your eviction, pay them. If you’re unable to pay the entire amount, try negotiating with the property manager or collection agency. They may be willing to settle the debt for less than the amount owed or work with you to set up a payment plan.

3. Ask to have collections removed from your credit report

Even after you’ve paid or settled a debt, the collection activity may remain on your credit report. When you make payment in full or negotiate a settlement, ask the collection agency or property manager to request removal of the collection from your credit report. Be sure to get this agreement in writing. If the collection isn’t removed, the documentation will be helpful in filing a dispute with the credit bureau.

4. Ask to have the eviction removed from tenant-screening reports

You can also ask the property manager to request that your eviction record be removed from tenant screening reports as a condition of your payment in full or settlement. Get this agreement in writing, too.

5. Make sure negative actions have been removed

After you’ve completed the steps to remove an eviction from your record, verify that the items related to the eviction have been removed from your credit report and tenant screening report. If you find inaccuracies, move on to step six.

6. Dispute errors with the credit bureaus and tenant-screening agencies

If you believe there are inaccuracies related to eviction on your credit report, look into the procedure for filing a dispute with the credit bureau. You can also contact tenant-screening companies directly to dispute errors. Be prepared to show proof that the report is inaccurate. That includes any written documents you asked for when you paid your rental debt or agreed on a settlement.

How long do evictions stay on your record?

Evictions and judgments can stay on your public record for seven years or more. Although these public records are no longer included in credit reports, they do show up in background checks and tenant screening reports, visible to future landlords.

How many points does an eviction drop your credit score?

Evictions alone do not drop your credit score, but collections related to your eviction do. The number of points your score drops depends on various factors that are unique to you and your credit history. Someone with a good credit history may see their score plummet by 50 points or more if they get evicted, but the resulting impact may not be as dramatic for a person who already has a low credit score.

Although collections mean serious negative repercussions for your credit score, the older the information, the lower the impact. Collections carry the most weight for the first two years after they’ve been added to your report.

Avoid eviction if you’re able

Do your best to avoid eviction in the first place by being proactive and working with your property manager. But if you’ve already faced that stressful situation, knowing how to get an eviction off your record can empower you. It will take some effort, but in the end, you’ll be ready to find the perfect place to live.

How Lease Pro Corp Works

How It Works:

Initial Consultation: Begin with a free consultation to understand the client’s eviction history and discuss potential dispute grounds. This will require a tenant screening report with LeasePro Corp.
Profile Analysis: There experts will request and review your tenant screening reports from major tenant screening bureaus. This comprehensive review identifies any eviction records and their details.
Grounds Assessment: LeasePro Corp assess the validity and accuracy of the eviction records. Not all evictions are justified or reported correctly. They identify any discrepancies, inaccuracies, or potential grounds for removal.
Dispute Process: If there’s a valid reason to challenge an eviction record, LeasePro Corp will initiate a dispute process. This involves:
- Gathering necessary documentation.
- Crafting a dispute letter addressing the inaccuracies.
- Engaging with the reporting agencies to rectify the errors.
Monitoring & Follow-up: After the dispute is lodged, we monitor your profile and engage in follow-up communications with reporting agencies, ensuring they address the disputed eviction records in a timely manner.
Final Report: Upon conclusion of the dispute process, clients receive a detailed report outlining actions taken, results achieved, and advice for maintaining a clean tenant profile moving forward.

Why We Partner with LeasePro Corp?

Experienced Professionals: Their team consists of experts familiar with tenant screening processes, eviction laws, and dispute procedures.
Success Rate: They pride themselves on a high success rate in challenging unjust eviction records.
Affordability: With tiered pricing options, we offer solutions for every budget.
Confidentiality: Your privacy is paramount. All information shared and discoveries made are kept in strict confidence.
Continuous Support: From the moment you reach out to post-dispute, our team is here to guide, advise, and support.

$ 129

10-14 day Process

Temporary eviction removal from tenant screening profile
Dispute eviction with tenant screening providers for inaccuracies
Audit eviction Documents for reporting inaccuracies

$ 238

60-90 day Process

3 Rounds of eviction dispute letters and correspondence with tenant screening services
Dedicated Case Manager assigned to your file for expeditated service
Civil Lawsuit Prepared for filing with local court. All court filing fees are paid by client

$ 50

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