Stop Renting. Start Owning.
Texas has programs designed specifically for first time buyers — including down payment assistance, low interest loans, and closing cost help. Most buyers do not know these programs exist. We do. And we will walk you through every step.
Call 1-833-4-HOME-4U
1-833-446-6348
Agape Home Group LLC · Sponsored by Spirit Real Estate · TREC #717365
Most First Time Buyers Give Up Before They Start.
They Think They Cannot Afford It
Down payment assistance programs in Texas can cover 3% to 5% of the purchase price. Many buyers qualify and never know.
They Do Not Know Where to Start
The home buying process has many steps. Without a guide, it feels overwhelming. We break it down into a clear, manageable journey.
They Think Their Credit Is Too Low
Some Texas first time buyer programs accept credit scores as low as 580. If you have been renting and paying on time, you may already qualify.
Texas First Time Buyer Programs We Work With
TSAHC — Texas State Affordable Housing Corporation
Down payment assistance of 3% to 5% of the loan amount. Available to qualifying first time buyers across Texas. May not need to be repaid.
TDHCA — Texas Department of Housing & Community Affairs
My First Texas Home program offers 30-year fixed rate mortgages plus down payment and closing cost assistance up to 5% of the loan amount.
HUD-Approved Programs
Federal programs including FHA loans with as little as 3.5% down for buyers with credit scores of 580 or above.
Local City Programs
Houston, Dallas, Fort Worth, San Antonio, and Austin each have city-specific homebuyer assistance programs. We know what is currently available in each market.
Program availability and requirements change. Contact us for current details on what you may qualify for.
Your Path From Renter to Owner
Free Consultation
We sit down with you — in person or by phone — and review your income, credit, savings, and goals. No pressure. Just a clear picture of where you stand.
Program Matching
Based on your profile we identify which Texas first time buyer programs you qualify for and how much assistance you may receive.
Lender Introduction
We connect you with approved lenders who work with your program. Pre-approval typically takes 1 to 3 days.
Home Search
Once pre-approved we begin your home search. We show you properties in your budget across your preferred Texas market.
Closing Day
We guide you through the offer, inspection, and closing process. We do not disappear after the sale — we stay available for questions.
Do You Qualify as a First Time Buyer in Texas?
You have not owned a home in the past 3 years
You have steady income from employment, self-employment, or benefits
Your credit score is 580 or above
You are purchasing a primary residence in Texas
You meet income limits for your county and household size
Not sure if you qualify? Call us. We will give you an honest answer in a free 15-minute consultation.
Get My Free ConsultationLegal Disclosures
Agape Home Group LLC is a licensed real estate brokerage sponsored by Spirit Real Estate in the state of Texas.
TREC License #717365
Information about Texas first time buyer programs is provided for general educational purposes only. Program availability, income limits, and eligibility requirements are subject to change. Contact us for current details.
Ready to Find Out If You Qualify?
Free consultation. No obligation. No pressure. Just honest answers.
Or complete our form and we will call you within 24 hours.
1-833-446-6348